CONSUMER FAQS > ALL ABOUT CREDIT SCORES

The following is information on credit scores and how credit scores work. Birchwood Credit encourages you to review all the following information contained in this section for a complete understanding of credit scoring. By understanding how credit scoring works you will have a better opportunity to keep your credit score as high as possible.

How does credit scoring work?

What does credit scoring use to compute the score?

What information does a credit score ignore?

Things to remember when examining credit scores

Payment history

Amounts owed

Length of credit history

New inquiries

Types of credit used

Score reasons

How CreditXpert can help improve your credit score

Correcting errors in your credit file

Quick credit file corrections