Birchwood Credit Services online credit system helps our clients be more efficient in managing the credit process and provides more report flexibility. Trade updates are ordered online, which eliminates the need to fax requests and spend time calling to check status as our system tracks request status for each credit file. The system also contains helpful tools such as derogatory letters, denial letters, mortgage only reports and a denial letter generator, which helps save your loan officers and processors' time throughout the loan process. Our system provides the ability to unmerge information, such as dropping a co-borrower from the report without re-pulling the borrower’s credit incurring additional cost and inquiry on the borrower's credit report.
Our system provides valuable administrative features as well. Since this system is Internet-based, all your employees are instantly networked as the database of credit files sit on the Web vs. individual computers or office network. Therefore, your loan officers can pull reports from the field and processors can instantly see the credit information. Each invoice groups and subtotals reports by each individual user for easy end-of-month reconciliation. The system offers permission control features for each user to limit activity and avoid duplicate inquiries.
For a LIVE demonstration, please contact Birchwood Credit Services at 800-910-0015, or email at email@example.com and a representative will be happy to walk you through the site and show you additional features.