ALL ABOUT CREDIT > CUSTOMER TRAINING

How to Read A Credit Report
Every item of information contained in a credit report at the three national credit bureaus (Equifax, Trans Union and Experian) contributes either positively or negatively to a credit score. A credit score is used in automated decision making systems at various credit grantors across the country with greater and greater frequency to determine eligibility for credit. Everyone should understand how credit reporting works, how credit scores work and what steps to take to monitor and correct credit report in the event of errors.

Birchwood has made it easy for you to learn how to read your customer's credit report...

CLICK HERE FOR A SAMPLE CREDIT REPORT that explains in detail each section of the report (click on the noted areas).

Understanding Credit Scores for Increased Profits

Is it possible to help my borrower get those crucial extra credit score points?

Can I help my borrower by showing them exactly the steps they should take to increase their credit score?

Can I convert current declines into approvals?

Can I build stronger borrower relationships?

Can I increase word of mouth referrals?

Can I substantially reduce irate borrower calls?

Can I make my loan officers more productive?

CAN I CLOSE MORE LOANS?
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The Answer to All These Questions is YES!

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