WHAT'S NEW > CREDIT RESCORING PRODUCTS

Increase Credit Scores and Save more Loans!

Raise Just About Any Credit Score
Have you turned away business because the middle score was too low? No longer…because now you can raise just about any credit score – permanently. It’s true, yet raising scores can be such a mystery most brokers don’t know how – so they let the business walk out the door. Now Birchwood gives your office everything it needs to raise scores – FAST. Here’s how it works: Just pull a Birchwood tri-merge credit report, and look at the score. If its too low just use Birchwood's Credit Assure to see how many MORE POINTS your client can get. That’s all there is to it!

Easily Raise Credit Scores – With No Effort or Training
In minutes, without any training at all, you can transform your entire office into credit score consultants capable of saving deals (or simply improving them) by raising scores. With a single mouse click, Birchwood’s built-in CreditXpert Score Analyzer gives you an easy to read map to raising your applicant’s score. This detailed, full color action plan is based on the specific and current needs of your borrower. It references their accounts, describes exactly what action is needed, and how many MORE POINTS your applicant gets for doing it. If you only need a few points, simply perform one or two of the steps. If you want to maximize the score, have your applicant do them all! It’s up to you.

Give Your Applicant What Your Competitors Can't
Watch your client’s jaw drop when you confidently inform her that she can get 15, 30, even 50 MORE POINTS added to her current credit score usually in less than 30 days. The CreditXpert Score Analyzer is so powerful, it makes a long lasting, positive impression on your applicants – one that will increase your referral business. Using simple, everyday language, the CreditXpert Score Analyzer report helps your applicant better understand her current credit profile. It explains the items that negatively impact the score and highlights the positive factors. Even if you can’t qualify the applicant – she'll leave your office with a positive experience and a plan to try again in a few months.

See How Your Changes Affect the Score
If you already think this product can help you, it gets A LOT BETTER. This easy to use interactive software allows you to simulate any credit file change you can think of – and tells you the immediate impact on the credit score for YOUR CLIENT. That's right, its specific to your applicant's current credit file. And you may run as many scenarios as you desire! For example, instantly find out how many more points your client would get if you:

• Delete one or more tradelines from the file
• Change the status of a trade (from “charge off” to “included in bankruptcy”, for example)
• Change the status of a late (from “30 days late” to “current", for example)
• Transfer money from one account to another
• Pay off a collection account
• Pay down or pay off a credit card
• Increase a credit card’s credit limit
• Close an account
• Open an account

Get Started Today For as Little as $10.00
The best news is that you can analyze any credit file for just $10.00. That’s right – you get an instant analysis of the credit score, a detailed plan for raising the score, and a full color report you can give to your client – all for only $10.00. you combine it with your separately purchased 5 Day Rescoring Service, you’ve got a proven formula for QUALIFYING MORE APPLICANTS – without increasing your marketing budget.

As a mortgage loan originator these tools will help you close more loans – and increase your referral business. To get started you’ll need an account with Birchwood. Call us today at 800-910-0015 or email us at Terri@birchwood.cc with your request.

Sign up for a Birchwood account today - and become a credit rescoring expert tomorrow.