CONSUMER FAQS > ALL ABOUT CREDIT REPORTS

My credit report is in English. Can I get it in Spanish?

Birchwood Credit offers free Spanish translations on all credit reports ordered through Birchwood. Your Birchwood Credit mortgage broker can show you your mortgage credit report for the purpose of asking questions related to the loan process, in Spanish if you make the request and your broker purchases credit reports from Birchwood Credit.

 

 

 



CONSUMER FAQs

- All About Credit Reports -

What every consumer should know about credit reports.

How are credit reports produced?

Where does credit information
come from?

What is a credit score?

How is it computed?

How can I improve my credit score?

When I apply for a loan and get approved, can I make purchases without endangering my home loan?

I pay my bills on time,
why is my score so low?

I have a good job and pay cash
for purchases, but my score is low.  How can I raise it?

Why is there an inquiry from
Birchwood on my report?

How can I correct errors?
How long does it take?

Can I get it corrected faster?

Why is my information different at Exerian, Equifax and Trans Union?

How long does a collection
account, judgement of bankruptcy
stay on my report?

I have inquiries on my report that I do not recognize. What can I do?

I have information on my report that is not mine. What should I do?

Can I get a copy of my credit report from Birchwood Credit?

Why is my credit report mixed
with my relatives or others
with similar names or addresses?

I do not have any credit. 
How can Non-traditional
credit help me?

My credit report is in English.
Can I get my report in Spanish?